REGIONAL BORROWINGS AND THEIR INFLUENCEON THE ECONOMY OF THE REGION

The subject of research is the features of financial analysis. The purpose of this work
is to justify the dependence of the amount of cash available to the population on changes in
infrastructure elements. For this purpose, a new economic and mathematical model is proposed
for determining the amount of money supply for borrowing, which is based on determining the
optimal amount of cash in circulation, as well as at the level of regional infrastructure development, which allows us to determine the degree of influence of regional bond issues and their
volumes on the overall level of socio-economic development of the real sector of the regional
economy. This approach can be used by the regional authorities of the Russian Federation to
manage the available cash resources of the population and attract them in order to expand the
use of tools for regulating economic development, including on the basis of state innovative
bonds. At the same time, it is proposed to combine two goals in the state loan: not only borrowing, but also improving the standard of living by investing borrowed funds in projects that
have an innovative character.