Blokchain, cryptocurrency and possible directions of de- velopment of banking technologies

This article discusses the circulation of cryptocurrency, application of blockchain technology in the banking sector. We research the principles of functioning of the technology of distributed registries at the conclusion of commercial transactions, transfer of ownership and carrying out of calculations, forehand information about the origin of the means of payment and their involvement in the further settlements. We prove the possibility of release cryptocurrency as legal means of payment and financial instrument. We prove the necessity and possibility of improving bank accounts after implementing the blokchain technology. We justify the need for the treatment of unsecured assets conversion kriptovaljut, their uncontrolled emission by the Bank of Russia in order to prevent fraud transactions. We Identified opportunities to use kriptovaljut and blokchejn technology for money laundering control.