Innovative method of a bank capital assessment

The subject of research is the bank capital. The aim of the work is to propose and justify a innovative method for the bank capital assessment.
For the first time, a selective method for the bank capital assessment was developed and proposed, which, due to the grouping of indicators in economically viable areas and determining their significance, will identify the most problematic banks in terms of capital insufficiency or its misuse.
A number of coefficients were determined along the lines of liquidity, the level of risks, relative and absolute levels of equity capital, the reliability of the bank, and the level of equip- ping the banking institution with information technologies.
The liquidity group will demonstrate the financial component that determines the suc- cessful functioning of the bank capital. The reliability group will determine profitability, finan- cial stability and the impact of the bank's scale on its operations. Assessment of the level of risks will make it possible to secure the movement of bank capital and to identify the maximum risk per borrower, the maximum size of large credit risks and the total amount of risks for insiders of the bank. The group of information technologies will allow to the bank capital assessment using innovative approaches.