Current prospects for the use of the blockchain in the banking

The actual problems of implementation a blockchain technology in real business, the so- lution of which determines the sector’s prospects of innovation commercialization, are discussed. The interest of commercial banks to the blockchain is up to the prospect of reducing transaction costs, which is necessary in conditions of steadily declining profitability of the business. Banks are actively testing distributed ledger technologies, identifying objective industry advantages and failings of implementation, while in a number of sectors of the economy blockchain implementa- tion process has already reached a practical level. The full set of advantages of blockchain prom- ises different expected efficiency in different sectors of economy, and identification of deploy- ment’s priorities is of actual interest for entrepreneurs and for researchers. In particular, the widespread introduction of blockchain technology is hampered by not fully solved problems of standardization, boundaries of identification, security and cyber security, reliability of transac- tion execution, scalability of project nets, etc. The main, from the authors ' point of view, indus- try-sectors prospects of implementation, confirmed by the materials of research and pilot projects of authoritative centers of innovative financial technologies are considered.