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<article xmlns="https://jats.nlm.nih.gov/publishing/1.1/" xmlns:xlink="http://www.w3.org/1999/xlink" xml:lang="ru" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" dtd-version="1.1" specific-use="eps-0.1"><front><journal-meta><journal-id journal-id-type="publisher">SciNotesIBI</journal-id><journal-id journal-id-type="ojs">SciNotesIBI</journal-id><journal-title-group><journal-title xml:lang="ru">Ученые записки Международного банковского института</journal-title><trans-title-group xml:lang="en"><trans-title>Proceedings of the International Banking Institute</trans-title></trans-title-group><abbrev-journal-title xml:lang="en">Proceedings of the International Banking Institute</abbrev-journal-title><abbrev-journal-title xml:lang="ru">Ученые записки Международного банковского института</abbrev-journal-title></journal-title-group><contrib-group/><publisher><publisher-name>Международный банковский институт</publisher-name><publisher-loc><country>RU</country><uri>https://www.ibispb.ru/</uri></publisher-loc></publisher><issn pub-type="ppub">2413-3345</issn><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI"/></journal-meta><article-meta><article-id pub-id-type="publisher-id">222</article-id><article-id pub-id-type="EDN">ATFAND</article-id><article-categories><subj-group subj-group-type="heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title xml:lang="ru">«Зеленые» финансы как производственная функция устойчивой среды обитания</article-title><trans-title-group xml:lang="en"><trans-title>«Green» finance as a production function ofa sustainable environment</trans-title></trans-title-group></title-group><contrib-group content-type="author"><contrib><name-alternatives><string-name specific-use="display">Ключников О.И.</string-name><name name-style="western" specific-use="primary"><surname>Kliuchnikov</surname><given-names>Oleg Igorevich</given-names></name></name-alternatives><xref ref-type="aff" rid="aff-1"/><bio xml:lang="en"><p>PhD in Economic</p>
<p>Department of banking business and innovative financial technologies, Autonomus Nonprofit Organization of Higher Education «International Banking Institute» (191023, Russian Federation, Saint Petersburg, Nevsky pr., 60)</p></bio><bio xml:lang="ru"><p>к.э.н.</p>
<p>Кафедра Банковского бизнеса и инновационных финансовых технологий, Автономная некоммерческая организация высшего образования «Международный банковский институт» (191023, Российская Федерация, Санкт-Петербург, Невский пр., д. 60)</p></bio></contrib></contrib-group><aff id="aff-1"><institution content-type="orgname">Автономная некоммерческая организация высшего образования «Международный банковский институт»</institution></aff><pub-date date-type="collection"><year>2019</year></pub-date><pub-date date-type="pub" publication-format="epub"><day>05</day><month>09</month><year>2019</year></pub-date><issue seq="5">3 (29)</issue><issue-id>27</issue-id><fpage>52</fpage><lpage>64</lpage><pub-history><event event-type="received"><event-desc>Received: <date date-type="received" iso-8601-date="2026-04-08T12:50:18+00:00"><day>8</day><month>4</month><year>2026</year></date></event-desc></event></pub-history><permissions><copyright-statement>Copyright (c) 2019 Scientific Notes of the International Banking Institute</copyright-statement><copyright-year>2019</copyright-year><copyright-holder>Scientific Notes of the International Banking Institute</copyright-holder><license xlink:href="https://creativecommons.org/licenses/by-nc/4.0/"><license-p>&lt;a rel="license" href="https://creativecommons.org/licenses/by-nc/4.0/"&gt;&lt;img alt="Лицензия Creative Commons" src="//i.creativecommons.org/l/by-nc/4.0/88x31.png" /&gt;&lt;/a&gt;&lt;p&gt;Это произведение доступно по &lt;a rel="license" href="https://creativecommons.org/licenses/by-nc/4.0/"&gt;лицензии Creative Commons «Attribution-NonCommercial» («Атрибуция — Некоммерческое использование») 4.0 Всемирная&lt;/a&gt;.&lt;/p&gt;</license-p></license></permissions><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI/article/download/222/220/772" content-type="application/pdf"/><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI/article/view/222"/><abstract><p>В статье рассматривает понятие «зеленые» финансы. Особое внимание определено воздействию новых финансовых технологий на развитие «зеленых» финансов. Показано, что цифрация финансов и привлечение в отрасль технологий распределенных реестров меняют многие процессы в процессе «зеленого» финансирования. Рассмотрены некоторые макроэкономические перспективы развития «зеленого» финансирования.</p></abstract><trans-abstract xml:lang="en"><p>The article considers the concept of "green" finance – the periodization of its formation, the relationship with other concepts "associated with the economy and the environment, highlighted new processes that in the near future will determine its development. It has been shown that digitization of finance and the attraction of technology to the blockchain industry are changing many of the processes in green financing. Considered macroeconomic prospects for the development of "green" financing.</p></trans-abstract><trans-abstract xml:lang="en&lt;p&gt;The article considers the concept of &quot;green&quot; finance – the periodization of its formation, the relationship with other concepts &quot;associated with the economy and the environment, highlighted new processes that in the near future will determine its development. It has been shown that digitization of finance and the attraction of technology to the blockchain industry are changing many of the processes in green financing. Considered macroeconomic prospects for the development of &quot;green&quot; financing.&lt;/p&gt;"/><kwd-group xml:lang="ru"><title>Ключевые слова</title><kwd>«зеленые» финансы</kwd><kwd>«зеленая» экономика</kwd><kwd>цифровые финансы</kwd><kwd>глобализация</kwd><kwd>макроэкономика</kwd></kwd-group><kwd-group xml:lang="en"><title>Keywords</title><kwd>green finance</kwd><kwd>green economy</kwd><kwd>globalization</kwd><kwd>macroeconomics</kwd><kwd>digital finance</kwd></kwd-group><funding-group><award-group><funding-source xml:lang="en">This research received no external funding.</funding-source></award-group><award-group><funding-source xml:lang="ru">Настоящее исследование не получило внешнего финансирования.</funding-source></award-group></funding-group><counts><page-count count="13"/></counts><custom-meta-group><custom-meta><meta-name>issue-cover</meta-name><meta-value><inline-graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="https://journal.ibispb.ru/public/journals/1/cover_issue_27_ru.jpg"/></meta-value></custom-meta></custom-meta-group><custom-meta-group/></article-meta></front><body/><back><ref-list><ref id="R1"><mixed-citation xml:lang="ru_RU">Transition Report 2018-19. 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