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<article xmlns="https://jats.nlm.nih.gov/publishing/1.1/" xmlns:xlink="http://www.w3.org/1999/xlink" xml:lang="ru" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" dtd-version="1.1" specific-use="eps-0.1"><front><journal-meta><journal-id journal-id-type="publisher">SciNotesIBI</journal-id><journal-id journal-id-type="ojs">SciNotesIBI</journal-id><journal-title-group><journal-title xml:lang="ru">Ученые записки Международного банковского института</journal-title><trans-title-group xml:lang="en"><trans-title>Proceedings of the International Banking Institute</trans-title></trans-title-group><abbrev-journal-title xml:lang="en">Proceedings of the International Banking Institute</abbrev-journal-title><abbrev-journal-title xml:lang="ru">Ученые записки Международного банковского института</abbrev-journal-title></journal-title-group><contrib-group/><publisher><publisher-name>Международный банковский институт</publisher-name><publisher-loc><country>RU</country><uri>https://www.ibispb.ru/</uri></publisher-loc></publisher><issn pub-type="ppub">2413-3345</issn><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI"/></journal-meta><article-meta><article-id pub-id-type="publisher-id">111</article-id><article-id pub-id-type="EDN">UHKIMI</article-id><article-categories><subj-group subj-group-type="heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title xml:lang="ru">Комплексная модель использования гидрометеорологической информации при осуществлении погодозависимой экономической деятельности</article-title><trans-title-group xml:lang="en"><trans-title>Complex model of using weather and climate information in economic activities</trans-title></trans-title-group></title-group><contrib-group content-type="author"><contrib><name-alternatives><string-name specific-use="display">Фокичева А.А.</string-name><name name-style="western" specific-use="primary"><surname>Фокичева</surname><given-names>Анна Алексеевна</given-names></name></name-alternatives><xref ref-type="aff" rid="aff-1"/><xref ref-type="aff" rid="aff-2"/><bio xml:lang="en"><p>Candidate of Sciences in Geography</p>
<p>Department of Meteorology and Atmospheric Protection Perm State University (614068, Russia, Perm region, Perm, Bukireva street, 15)<br/>Laboratory of Monitoring Systems Moscow State University of Geodesy and Cartography (125993, Moscow, Tverskaya St., 11, Russia)</p></bio><bio xml:lang="ru"><p>к.г.н.</p>
<p>Кафедра метеорологии и охраны атмосферы Федеральное государственное автономное образовательное учреждение высшего образования «Пермский государственный национальный исследовательский университет» (614068, Россия, Пермский край, г. Пермь, ул. Букирева, 15)</p>
<p>Лаборатория мониторинговых систем Федеральное государственное бюджетное образовательное учреждение высшего образования «Московский государственный университет геодезии и картографии» (125993, г. Москва, ул. Тверская, д. 11, Россия)</p></bio></contrib></contrib-group><aff id="aff-1"><institution content-type="orgname">Федеральное государственное автономное образовательное учреждение высшего образования «Пермский государственный национальный исследовательский университет»</institution></aff><aff id="aff-2"><institution content-type="orgname">Федеральное государственное бюджетное образовательное учреждение высшего образования «Московский государственный университет геодезии и картографии»</institution></aff><pub-date date-type="collection"><year>2023</year></pub-date><pub-date date-type="pub" publication-format="epub"><day>30</day><month>12</month><year>2023</year></pub-date><issue seq="13">4 (46)</issue><issue-id>10</issue-id><fpage>166</fpage><lpage>184</lpage><pub-history><event event-type="received"><event-desc>Received: <date date-type="received" iso-8601-date="2026-04-06T13:23:42+00:00"><day>6</day><month>4</month><year>2026</year></date></event-desc></event></pub-history><permissions><copyright-statement>Copyright (c) 2023 Ученые записки Международного банковского института</copyright-statement><copyright-year>2023</copyright-year><copyright-holder>Ученые записки Международного банковского института</copyright-holder><license xlink:href="https://creativecommons.org/licenses/by-nc/4.0/"><license-p>&lt;a rel="license" href="https://creativecommons.org/licenses/by-nc/4.0/"&gt;&lt;img alt="Лицензия Creative Commons" src="//i.creativecommons.org/l/by-nc/4.0/88x31.png" /&gt;&lt;/a&gt;&lt;p&gt;Это произведение доступно по &lt;a rel="license" href="https://creativecommons.org/licenses/by-nc/4.0/"&gt;лицензии Creative Commons «Attribution-NonCommercial» («Атрибуция — Некоммерческое использование») 4.0 Всемирная&lt;/a&gt;.&lt;/p&gt;</license-p></license></permissions><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI/article/download/111/108/362" content-type="application/pdf"/><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI/article/view/111"/><abstract><p>Анализ ценности гидрометеорологического обслуживания предусматривает изуче¬ние механизмов принятия индивидуальных решений на основе информации о погоде и кли¬мате. Предметом данного исследования являются особенности использования гидрометео-рологической информации при осуществлении погодозависимой экономической деятель-ности. Цель исследования состоит в разработке комплексной унифицированной модели, от-ражающей последовательность использования гидрометеорологической информации в дея-тельности организации. Построена теоретическая модель выбора погодоориентированных решений. Этапы принятия погодоориентированных решений предложено рассматривать в привязке к оси времени, в соответствии с циклом Деминга. Выбор решения определяется наиболее вероятным состоянием погодных условий в заданный момент времени. Результат погодоориентированного решения имеет доходную и затратную составляющие, зависящих от степени соответствия ожидаемых и фактических условий погоды. Расхождение между плановыми и фактическими результатами погодоориентированных решений характеризует приобретенную ценность информации. Предложенная модель может использоваться при разработке системы учета издержек, обусловленных влиянием погоды и климата на дея-тельность организации, а также в целях управления погодно-климатическими рисками предприятия.</p></abstract><trans-abstract xml:lang="en"><p>The analysis of the value of hydrometeorological services involves the study of individual decision-making mechanisms based on weather and climate information. The subject of this study is the peculiarities of the use of hydrometeorological information in the implementation of weather-dependent economic activities. The purpose of the study is to develop a complex unified model reflecting the sequence of using hydrometeorological information in the activities of the firm. A theoretical model for choosing weather-related decisions is constructed. The stages of making weather-related decisions are proposed to be considered in relation to the time axis, in accordance with the Deming cycle. The choice of decision is determined by the most probable state of weather conditions at a given point in time. The result of a weather-related decision has income and cost components, depending on the degree of compliance of expected and actual weather conditions. The discrepancy between planned and actual results of weather-oriented decisions characterizes the acquired value of information. The proposed model can be used in the development of a system of accounting costs due to the impact of weather and climate on the activities of the firm, as well as for the purposes of managing weather and climate risks of the company.</p></trans-abstract><trans-abstract xml:lang="en&lt;p&gt;The analysis of the value of hydrometeorological services involves the study of individual decision-making mechanisms based on weather and climate information. The subject of this study is the peculiarities of the use of hydrometeorological information in the implementation of weather-dependent economic activities. The purpose of the study is to develop a complex unified model reflecting the sequence of using hydrometeorological information in the activities of the firm. A theoretical model for choosing weather-related decisions is constructed. The stages of making weather-related decisions are proposed to be considered in relation to the time axis, in accordance with the Deming cycle. The choice of decision is determined by the most probable state of weather conditions at a given point in time. The result of a weather-related decision has income and cost components, depending on the degree of compliance of expected and actual weather conditions. The discrepancy between planned and actual results of weather-oriented decisions characterizes the acquired value of information. The proposed model can be used in the development of a system of accounting costs due to the impact of weather and climate on the activities of the firm, as well as for the purposes of managing weather and climate risks of the company.&lt;/p&gt;"/><kwd-group xml:lang="ru"><title>Ключевые слова</title><kwd>погодозависимая деятельность</kwd><kwd>ценность гидрометеорологической информации</kwd><kwd>принятие погодоориентированных решений</kwd><kwd>влияние гидрометеорологических факторов</kwd></kwd-group><kwd-group xml:lang="en"><title>Keywords</title><kwd>Weather-Dependent Activities</kwd><kwd>Value of Hydrometeorological Information</kwd><kwd>Weather-Based Decision Making</kwd><kwd>Weather and Climate Impact</kwd></kwd-group><funding-group><award-group><funding-source xml:lang="en">This research received no external funding.</funding-source></award-group><award-group><funding-source xml:lang="ru">Настоящее исследование не получило внешнего финансирования.</funding-source></award-group></funding-group><counts><page-count count="19"/></counts><custom-meta-group><custom-meta><meta-name>issue-cover</meta-name><meta-value><inline-graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="https://journal.ibispb.ru/public/journals/1/cover_issue_10_ru.jpg"/></meta-value></custom-meta></custom-meta-group><custom-meta-group/></article-meta></front><body/><back><ref-list><ref id="R1"><mixed-citation xml:lang="ru_RU">Оценивая погоду и климат: экономическая оценка метеорологического и гид¬рологического обслуживания// ВМО-№ 1153. – 2015. – 361 с.</mixed-citation><mixed-citation xml:lang="en_US">Ocenivaya pogodu i klimat: ekonomicheskaya ocenka meteorologicheskogo i gidrologicheskogo obsluzhivaniya// WMO-№ 1153. – 2015. – 361 s.</mixed-citation></ref><ref id="R2"><mixed-citation xml:lang="ru_RU">Gerst M.D., Kenney M.A., Baer A. 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