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<article xmlns="https://jats.nlm.nih.gov/publishing/1.1/" xmlns:xlink="http://www.w3.org/1999/xlink" xml:lang="ru" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" dtd-version="1.1" specific-use="eps-0.1"><front><journal-meta><journal-id journal-id-type="publisher">SciNotesIBI</journal-id><journal-id journal-id-type="ojs">SciNotesIBI</journal-id><journal-title-group><journal-title xml:lang="ru">Ученые записки Международного банковского института</journal-title><trans-title-group xml:lang="en"><trans-title>Proceedings of the International Banking Institute</trans-title></trans-title-group><abbrev-journal-title xml:lang="en">Proceedings of the International Banking Institute</abbrev-journal-title><abbrev-journal-title xml:lang="ru">Ученые записки Международного банковского института</abbrev-journal-title></journal-title-group><contrib-group/><publisher><publisher-name>Международный банковский институт</publisher-name><publisher-loc><country>RU</country><uri>https://www.ibispb.ru/</uri></publisher-loc></publisher><issn pub-type="ppub">2413-3345</issn><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI"/></journal-meta><article-meta><article-id pub-id-type="publisher-id">339</article-id><article-id pub-id-type="EDN">PZGUAZ</article-id><article-categories><subj-group subj-group-type="heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title xml:lang="ru">ЦИФРОВОЕ НЕРАВЕНСТВО В ТЕРРИТОРИАЛЬНОМ АСПЕКТЕ: ПРАКТИКА ПРЕОДОЛЕНИЯ</article-title><trans-title-group xml:lang="en"><trans-title>THE DIGITAL DIVIDE IN THE TERRITORIAL ASPECT: PRACTICE OF OVERCOMING</trans-title></trans-title-group></title-group><contrib-group content-type="author"><contrib><name-alternatives><string-name specific-use="display">МИДЛЕР Елена Александровна</string-name><name name-style="western" specific-use="primary"><surname>Мидлер</surname><given-names>Елена</given-names></name></name-alternatives><xref ref-type="aff" rid="aff-1"/><bio xml:lang="en"><p><strong>Doctor of Economics </strong></p>
<p>Autonomous nonprofit organization of higher education</p>
<p>«International Banking Institute named after Anatoliy Sobchak », Saint-Petersburg, Russia</p>
<p>Address for correspondence: 191023, Russia, St. Petersburg, Nevsky prospect, 60</p>
<p>E-mail: midler2005@yandex.ru</p></bio><bio xml:lang="ru"><p> <strong>д.э.н.</strong></p>
<p>АНО ВО «Международный банковский институт имени Анатолия Собчака», </p>
<p>Санкт-Петербург, Россия</p>
<p>Адрес для корреспонденции: 191023, Санкт-Петербург, Невский пр., 60</p>
<p>E-mail: midler2005@yandex.ru</p></bio></contrib><contrib><name-alternatives><string-name specific-use="display">Шарифьянов Тимур Фаудатович</string-name><name name-style="western" specific-use="primary"><surname>Шарифьянов</surname><given-names>Тимур</given-names></name></name-alternatives><xref ref-type="aff" rid="aff-2"/><bio xml:lang="en"><p><strong>Art. Teacher</strong><sup><strong>2</strong></sup></p>
<p>Financial University under the Government of the Russian Federation</p></bio><bio xml:lang="ru"><p><strong>ст. преподаватель </strong></p>
<p>Финансовый университет при Правительстве Российской Федерации</p></bio></contrib></contrib-group><aff id="aff-1"><institution content-type="orgname">АНО ВО «Международный банковский институт имени Анатолия Собчака»,</institution></aff><aff id="aff-2"><institution content-type="orgname">Финансовый университет при Правительстве Российской Федерации</institution></aff><pub-date date-type="collection"><year>2020</year></pub-date><pub-date date-type="pub" publication-format="epub"><day>27</day><month>07</month><year>2020</year></pub-date><issue seq="5">2 (32)</issue><issue-id>24</issue-id><fpage>51</fpage><lpage>63</lpage><pub-history><event event-type="received"><event-desc>Received: <date date-type="received" iso-8601-date="2026-04-12T09:32:27+00:00"><day>12</day><month>4</month><year>2026</year></date></event-desc></event></pub-history><permissions><copyright-statement>Copyright (c) 2020 Ученые записки Международного банковского института</copyright-statement><copyright-year>2020</copyright-year><copyright-holder>Ученые записки Международного банковского института</copyright-holder><license xlink:href="https://creativecommons.org/licenses/by-nc/4.0/"><license-p>&lt;a rel="license" href="https://creativecommons.org/licenses/by-nc/4.0/"&gt;&lt;img alt="Лицензия Creative Commons" src="//i.creativecommons.org/l/by-nc/4.0/88x31.png" /&gt;&lt;/a&gt;&lt;p&gt;Это произведение доступно по &lt;a rel="license" href="https://creativecommons.org/licenses/by-nc/4.0/"&gt;лицензии Creative Commons «Attribution-NonCommercial» («Атрибуция — Некоммерческое использование») 4.0 Всемирная&lt;/a&gt;.&lt;/p&gt;</license-p></license></permissions><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI/article/download/339/339/1191" content-type="application/pdf"/><self-uri xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI/article/view/339"/><abstract><p>В статье исследуется проблема доступа к цифровой инфраструктуре в пространственном аспекте. Целью исследования является анализ взаимосвязи неравномерности в предоставления услуг интернета (или цифрового неравенства) и социально-экономического развития территорий. Цифровое неравенство рассматривается как негативный фактор, снижающий потенциал развития территорий и регионов. Анализируется международный опыт сокращения территориальных диспропорций в предоставлении цифровой инфраструктуры. Установлено, что для территорий и регионов с высокой плотностью населения более актуальна проблема неравномерности развития компетенций в области использования услуг цифровой инфраструктуры, в то время как в регионах с обширными территориями и низкой плотностью населения – проблема дефицита такой инфраструктуры. Предложен инструментарий нивелирования цифровых дисбалансов на основе государственно-частного партнерства. </p></abstract><trans-abstract xml:lang="en"><p>The article explores the problem of access to digital infrastructure in the spatial aspect. The aim of the study is to analyze the relationship between the unevenness in the provision of Internet services (or digital inequality) and the socio-economic development of territories. Digital inequality is seen as a negative factor that reduces the development potential of territories and regions. The international experience of reducing territorial imbalances in the provision of digital infrastructure is analyzed. It has been established that for territories and regions with a high population density, the problem of uneven development of competencies in the use of digital infrastructure services is more relevant, while in regions with large territories and low population density, the problem is the lack of such infrastructure. A toolkit for leveling digital imbalances based on public-private partnerships is proposed.</p></trans-abstract><trans-abstract xml:lang="en&lt;p class=&quot;western&quot; align=&quot;justify&quot;&gt;&lt;span style=&quot;font-family: Times New Roman, serif;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;&lt;span lang=&quot;en-US&quot;&gt;The article explores the problem of access to digital infrastructure in the spatial aspect. The aim of the study is to analyze the relationship between the unevenness in the provision of Internet services (or digital inequality) and the socio-economic development of territories. Digital inequality is seen as a negative factor that reduces the development potential of territories and regions. The international experience of reducing territorial imbalances in the provision of digital infrastructure is analyzed. It has been established that for territories and regions with a high population density, the problem of uneven development of competencies in the use of digital infrastructure services is more relevant, while in regions with large territories and low population density, the problem is the lack of such infrastructure. A toolkit for leveling digital imbalances based on public-private partnerships is proposed.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;"/><kwd-group xml:lang="ru"><title>Ключевые слова</title><kwd>Цифровая структура</kwd><kwd>цифровое неравенство</kwd><kwd>информационно-коммуникационные технологии</kwd><kwd>региональное развитие</kwd><kwd>государственно-частное партнерство (ГЧП)</kwd></kwd-group><kwd-group xml:lang="en"><title>Keywords</title><kwd>Digital structure</kwd><kwd>digital inequality</kwd><kwd>information and communication technologies</kwd><kwd>regional development</kwd><kwd>public-private partnership</kwd></kwd-group><funding-group><award-group><funding-source xml:lang="en">This research received no external funding.</funding-source></award-group><award-group><funding-source xml:lang="ru">Настоящее исследование не получило внешнего финансирования.</funding-source></award-group></funding-group><counts><page-count count="13"/></counts><custom-meta-group><custom-meta><meta-name>issue-cover</meta-name><meta-value><inline-graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="https://journal.ibispb.ru/public/journals/1/cover_issue_24_ru.jpg"/></meta-value></custom-meta></custom-meta-group><custom-meta-group><custom-meta><meta-name>production-ready-file-url</meta-name><meta-value><ext-link ext-link-type="uri" xlink:href="https://journal.ibispb.ru/index.php/SciNotesIBI/jatsTemplate/download?submissionFileId=1192&amp;fileId=677&amp;submissionId=339&amp;stageId=5"/></meta-value></custom-meta></custom-meta-group></article-meta></front><body/><back><ref-list><ref id="R1"><mixed-citation xml:lang="ru_RU">Рейтинг стран мира по уровню развития электронного правительства // Гуманитарные технологии. 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