Approaches to the capital management of commercial banks with the development of the internal procedures methodologies foe capital adequacy assessment

This article is a presentation of the results of the content researches focused on coverage of issues related to the evolution of approaches to the capital management in the commercial banks. The article also outlines the main aspects of the development of the internal procedures of capital adequacy of commercial banks in the form of a common methodological concepts and the new methodological concept of internal assessment of capital adequacy on the basis of the SREP is proposed. This article identified and discussed the main components to assess the capital adequacy of commercial banks, namely: regulatory, managerial and economic-financial components; the basic principles of capital management in commercial banks (common and specific) will also be considered. The article gives a detailed description of the regulatory and economic capital of the Bank and its difference. Based on the concept of the SREP, the method of the internal procedures of capital adequacy of commercial banks will be schematically presented and also the basic components which are included in the methodological concept of the SREP will be highlighted.